Meet with customers to obtain information for vehicle/mortgage loan applications and evaluates loan applications and documentation by confirming credit worthiness.
Work out the applicants' financial status, credit rating and collateral property’s evaluations to meet the KYC. Then, appraisal of customer loan applications and make recommendations of feasibility granting loans.
Write up credit application report adjoin with supporting material/documentation and summit to Senior Loan Officer.
Explaining clearly terms and conditions, fee charges and provisions of loan to applicants before processing legal documentation, agreement‘s thump printing, signatures and notarizations.
Respond answering the questions to customers regarding products and services of loan. Maintains customer top confidence by keeping loan information confidential.
Any other duties assigned by the Credit Manager.
Job Requirement
Bachelor or Associate degree or any related fields.
Understanding Vehicle and Mortgage Lending.
At least 1-2years experience in any related fields
Able to understanding Vehicle and Mortgage Loan customer.
Good written and interpersonal communication skills in English, Chinese is advantage
Able to write credit proposal/reports in Khmer and English.
Obtain communication skills, flexible work, and multiple tasks.
Understand KYC and negotiation and presentation skills
Able in using relevant software applications
Ability to build rapport with customers with different backgrounds
Other: The Company encourage for a priority if candidate obtains other related knowledge to audit, financial skills, financial software, customer service, thoroughness, confidentiality, analyzing Information, decision-making, verbal communication, professionalism and quality focus.
